Are you a low-income earner? If you need a car that is within your budget, then you need to read this blog.

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Cars are very expensive to buy these days and even more expensive to maintain, and with a low income, you might be in doubt about buying a car. You might even feel frightened when you begin researching; your mind would wind up telling you, “How can I afford this?” “Do I need to take out a loan?” “How much would it cost to maintain?” Being a low-income earner doesn’t stop you from owning a car, but you might want to ensure you take note of a few things. 

It will be simpler to maintain an automobile whose gasoline costs are lower. Some car components will inevitably wear out after some time of use. As a result, one of the key aspects that determine how affordable an automobile is is the availability of spare parts.

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You might know the true maintenance of the automobile, which would help you buy an affordable car, by using the price of car parts and fuel as a yardstick for judgement.

There are still some automakers, though, who sell vehicles to both wealthy and middle-class consumers. No matter if you want a new one or a tokunbo, you can always buy one for a reasonable price. It is important to note that an automobile is considered cheap if both the purchase price and the cost of operating and maintaining the vehicle are reasonable. Cars that cost less to buy also typically cost less to maintain.

Toyota Camry

In Nigeria, the Toyota Camry is a very well-liked product. The automobile is produced in Japan and sold in a number of nations. Nigerian roads have been taken over by the Toyota Camry. In fact, one of the most popular cars in Nigeria is the Toyota Camry. By providing durable, long-lasting, and cost-effective vehicles for a fair price, the company has maintained its reputation for quality.

Toyota makes automobiles for both wealthy and middle-class consumers, and the Camry is one of their more affordable models, with pricing varying by model, condition, and dealer. A brand-new Toyota Camry should currently be available for purchase in Nigeria for N3,500,000 (three million five hundred naira). Prices for tokunbo and older Toyota Camry models are more reasonable.

The price of a Toyota Camry 2008 model (tokumbo) ranges from N1,700,000 Naira (one million seven hundred thousand Naira) and up, depending on the seller, the condition, and other elements. It should typically cost significantly less if it weren’t for the present inflation in Nigeria. Not only is the Toyota Camry reasonably priced, but it is also a fuel-efficient car. In comparison to other brands of uncomfortable and opulent vehicles, the cost of maintaining a Toyota Camry is fairly low. It comfortably conserves fuel.

Additionally, the market contains all of the car parts. Replacement stills are always available at reasonable prices. You may enjoy smooth comfort in a Toyota Camry. Of course, the most recent models are more expensive, but not by a lot. Prices for the previous models such as those from 2003 to 2015 range from N1,700,000 to N5,000,000. (one million seven hundred thousand naira to four million naira).

Toyota Corolla

This Toyota model is another one that is reasonably priced in Nigeria. The Toyota Corolla, like the Toyota Camry, has long ruled Nigerian roadways and even those of other nations. Older and more recent Toyota Corolla models come in a range of price ranges. The Toyota Camry has remained at the forefront of automobiles and is one of the best and fastest-selling cars worldwide.

The company is renowned for the reliability, durability, and value it provides at a fair price. The Toyota Corolla is praised for other qualities as well, including its fair comfort, marketability for replacement parts, and ease of maintenance. The Camry and the Corolla are in the same price bracket. Tokumbo can be purchased for between 900,000 and 3,500,000 yen (nine hundred thousand naira and three million five hundred thousand naira).

A budget of approximately 6, 000,000 (six million naira) should be able to buy one of the newest models, such as in 2020. It can, of course, be purchased for a price that varies depending on the seller and the state of the car.

Volkswagen Beetle

Volkswagen Beetle
Volkswagen Beetle

The Volkswagen Beetle is a small, curved-shaped, two-door car. The vehicle’s form has given it numerous local titles in the various nations where it has predominated or featured, including Nigeria. Though it isn’t as prevalent on Nigerian roads, it is a quiet little car that is quite affordable.

The Volkswagen Beetle is endearing because it is economical in terms of how much fuel it can save and because maintenance costs are low overall. Additionally, the car is incredibly robust and long-lasting. You can purchase the automobile for N500,000 or a price that is somewhat close to this amount. 

Honda CR-V


Produced by the Japanese, the Honda CR-V is currently one of the cheapest vehicles seen all across Nigerian roads. The Honda CR-V has a stunning and robust body structure, and the models have undergone a lot of alterations, each of which looks more attractive than the last. Honda is renowned for producing powerful, dependable, and durable cars, and the Honda CR-V is no exception.

In addition to being reasonably priced, the Honda CR-V is inexpensive to maintain. The vehicle offers a smooth ride, quick acceleration, a roomy interior, and other intriguing qualities for an automobile. In Nigeria, one can purchase a used Honda CR-V for up to N1,000,000. N2,500,000 (one million naira and two million five hundred thousand naira) or some other figures close to this.

The new one is more or less affordable. Prices will always vary depending on the model, the dealer, and other variables, but they won’t be significantly different from the price stated here.

Toyota Sienna

2010 Toyota Sienna Automatic Nigerian Used
2010 Toyota Sienna Automatic Nigerian Used

Nigeria has greatly benefited from Toyota products. One of the most popular automobiles in Nigeria is the Sienna. Many people have attested to how easy it is to operate and maintain a Toyota Sienna. It is inexpensive, uses little gasoline, is simple to use, and provides comfort.

The Sienna is seen as a family vehicle in Nigeria because that is what it appears to be best suited for. The vehicle is roomy and comfortable. However, there is a good supply of vehicle parts on the market. For versions from 2001 to 2011, you can get a tokunbo Toyota Sienna for between 900,000 and 5,600,000 Naira (nine hundred million and five million, or six hundred thousand Naira).

Volkswagen Golf

The Volkswagen Golf recently had a stunning redesign. People who have driven the vehicle can speak to how simple it is to operate and how economical it is. The price range for the previous Volkswagen Golf vehicles is between N550,000 and N900,000. More recent models start at N2,500,000.

Honda Accord

Foreign Used 2017 Honda Accord
Foreign Used 2017 Honda Accord

The Honda Accord is another popular brand on Nigerian roads. Depending on its condition, a used Honda Accord can cost up to 1,800,000 Naira in Nigeria. The Honda Accord is also renowned for its efficient use of fuel, affordable maintenance, and quick handling.


Although there is never a single price for cars in Nigeria or anywhere else, there is always a price range, as was involved in this case. It’s also important to note that the definition of a cheap commodity is always subjective. The automobile brands that you should be on the lookout for if you want a cheap car have been identified above, especially if you are a low-income earner. 

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1 Comment

  1. Abdulazeez Olalekan Husain Reply

    Hello good evening sir/ma
    Please how can I get a car (Corolla) loan with instalment payment?
    Waiting for your response soon

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